JobProfit vs Mercury

JobProfit is a free profitability calculator built by STITH TECHNOLOGIES for contractors, freelancers, delivery drivers, and independent service providers who need one number before they say yes to a job: is it actually worth taking? Who it's for Anyone who quotes or accepts one-off or recurring work where the payoff isn't obvious from the invoice total alone — a single service call, a freelance project, a delivery run, a contract gig, a side job, or any recurring work where you're weighing more than one offer at a time. What problem it solves A job's sticker price rarely equals its actual profit. Fuel, materials, tools, travel time, and the hours the work eats up all come out of that number before anything hits your bank account. JobProfit turns "how much does this pay" into "how much do I actually keep" — enter what's coming in, what it costs to deliver, and how long it will take, and it shows the real profit behind the offer so the decision is based on numbers instead of a gut feeling. As the tagline puts it: know if a job is worth it before you say yes. Pricing JobProfit is free to use; no paid tier is listed on the site. How it compares Launchory's Finance & Fintech category is mostly broader money tools: budgeting apps like YNAB and Lunch Money, corporate cards like Ramp and Brex, and accounting software like Contaro for self-employed people in Austria. JobProfit is narrower than any of them — it isn't a budget, a bank account, or a bookkeeping system, it's a single-purpose calculator for the moment right before you accept a job, when you need one quick number rather than a whole finance stack. See the head-to-head comparisons below for a direct look against every listed alternative. Traction JobProfit is a badge-verified, dofollow listing on Launchory — the founder embedded the Launchory badge and passed verification, one of the signals used to confirm a listing is a real, actively maintained product. It has also picked up its first upvote from the Launchory community since launch. Founding context JobProfit is built by STITH TECHNOLOGIES as an independent software product, positioned by its own listing as focused on practical tools for everyday business and work decisions rather than a broader finance suite. That narrow focus is consistent through the whole listing: one question, one calculator, no attempt to also be a budgeting app or an invoicing tool.

Mercury

Banking built for startups

Mercury is business banking built for startups: checking and savings accounts, corporate cards, wires and ACH, bill pay, invoicing, and treasury, all in one dashboard designed to be opened by a founder rather than by a finance department. The problem it solves is that traditional business banking assumes a business that already exists. Opening an account means a branch visit, a minimum balance, and a fee schedule written for a company that has a controller. Mercury lets a newly incorporated startup open an account online in minutes, issue virtual and physical cards to the team with per-card limits, and send free domestic wires and ACH - the operations a two-person company actually performs in its first year. Mercury is a financial technology company rather than a bank itself. Deposits are held through partner banks, and a sweep network spreads balances across multiple institutions to extend FDIC coverage far beyond the standard per-account limit. That structure became a selling point after the March 2023 regional-banking crisis, when a lot of startups discovered their entire runway sat in one institution. In 2026 Mercury received conditional approval from the Office of the Comptroller of the Currency to become a federally regulated bank in its own right, which would fold that partner layer into the company. Beyond the account, Mercury has grown into a finance stack: Mercury Treasury for idle runway, bill pay and invoicing with approval rules, expense management, and Mercury Raise, a network connecting founders to investors and to each other. The expansion is deliberate - the account is the wedge, and the surrounding workflow is what makes it hard to leave. Traction is unusually well documented for a private fintech. Mercury reports more than 300,000 customers, roughly one in three US startups, around $650 million in annualised revenue, and four consecutive profitable years. It raised a $300 million Series C led by Sequoia in March 2025 at a $3.5 billion valuation, then a further $200 million in May 2026 at $5.2 billion, led by TCV. How it compares: Brex and Ramp overlap heavily but lead with the corporate card and spend management, with banking attached; Mercury leads with the bank account and adds spend management around it. Relay and Novo aim at small businesses and freelancers rather than venture-backed startups. A traditional business bank still wins if you handle cash, need in-person service, or want lending secured against physical assets. It fits incorporated startups, remote teams, and agencies that operate entirely online. It is the wrong choice for a cash-handling business or anyone who needs a branch.